Cycling Lawyer

God’s law is congruent with the purpose of man’s own being! Where is it?

Law is made to define humans thoughts and actions. It purports to regulate human relations.

If the definition of human nature is made in terms of what man can prescribe for himself and for others then this can be an erroneous definition. It does not accord with the purpose of his being. A definition of humans and their relationships ought to deal with man’s nature, man’s reason of being and take into consideration whatever contingents depend there upon.

If humans do not see the ultimate reason of their being how can they define their lives in terms of the reason of their own being? If they are ignorant of the reason of being, having a life cycle, having good and evil as part of their make up and having the faculty of choice and freedom of choice, how can they regulate their lives accordingly?

We can observe human behavior throughout the ages. We observe hatred and hostility, conflict and bloodshed, killing and massacre. Would such being ascribed to the human species are capable of issuing laws for the good of humanity?

Psychopath killers like Hitler, Mussolini, Stalin, Mao, Paul Pot and Bin Ladden, let alone the remainder of world leaders and rulers, are they in the right position to issue laws and implement them. Look at what harm they have done to humans, to property!

Are Caligula, Nero, Hitler, Sadam Hussein, Kaddhafi, and the rest of them, trustworthy to make law and promulgate their prescriptions for their people?

When humans set up laws and implement them they are present at best the jungle law. Survivor is for the strongest, the meanest and most evil. Machiavellian law becomes the law, the moral code and the structure of human society.

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We all have seen what world constitutions worked out by humans mean. Power, dominance, glory, fame, honors, position, wealth and riches, are the underlying principles of all human laws and human made constitutions.

Every nation, every people, every society, years for its superiority over others. All peoples have had their role in dominance and control over others. Before it was the Romans, the Persians, the Greek, the Pharaohs, the Hittites, then the Arabs, the Mongols, the Ottomans, then European colonizer, then the American and Russian dominator of the world.

The United States stand alone in the arena of the world now that the Russian bear is dead and buried. The United States stands now as the master of the world. Is this what the American constitution dictates? Is the morality of the 320 millions of respectable Americans?

China is standing for its turn for world dominance and then maybe India.

Every nation looks for power, dominance and for monopolizing other nations and subduing other peoples to its rules, its laws, its codes of morality.

Look at Japan now, Afghanistan, Iraq, Saudi Arabia and a host of other nations. They are now second class American citizens. They circulate in the orbit of the American culture that of the cowboy, the big cigar, the coca cola, the hamburger and the chewing gum. They are all under the powerful aegis of the American big giant.

America exports its virgin of democracy which gives the one man ruler absolute power and absolute dominance with a personal decision of one person over the rest of the others. Is this democracy?

Where is God’s law? Nowhere!

God’s law serves man within the plan of God. God’s law is scribed in His books and messages to humans, throughout the ages. The people of Noah were sent their own law, and so did the people of Abraham, the Israelites, the Christians and Muslims.

Every nation has its own divine law, but the divine law is forsaken for man’s law.

If you stand on a day of judgment and have to answer for which law you have administered in your life, then you are in a hell of a position! Aren’t you?

The law of God takes into its perspective what the creator of man has created man for. It represents what the maker of humans prescribes to his own servants, His creatures. It represents their ultimate good, the ultimate good of man.

Man’s law serve the interests of this life and divine law serve this life and the second life. It is the bridge for the second life. It is the criterion of judgment in this life and in the hereafter.

Human law deals at best with the short coming of human nature and human relationships. Divine law deals with the human nature and relationships between humans in order to satisfy the ultimate goal of their existence, to do good and shun evil, to recognize the creator of mankind and the universe, to regulate lives according to what the creator of humans have created the human species for.

It defines man, it defines good and evil, it prescribes what man ought to think, to believe, to act and feel.

No human law is capable of prescribing universal laws of justice, equity as divine laws.

It is in the absolute interest of humans to apply the divine law and not the human law.

But who listens and who cares?

Divine law prescribed for humans remains at best buried in the pages of the scriptures. But man shall learn that he made the mistake of his life not to implement the divine law on a day where neither remorse nor remedy are of use, and it will be too late to go back again.

Originally published here.

If you’re just setting foot into the fascinating sport of road cycling, you may hear the phrase ‘cadence cycling training’ and not get what it means. It’s just rider lingo meaning how often the pedal turns completely in sixty seconds.

You’ll also see it referred to as RPM or revolutions per minute. That’s an area where people new to cycling fail to understand the importance. Your cadence is the energy unleashed. It’s that smooth stroke that some grasp the power of and it makes them winners.

Some of the professional cyclists and those who’ve been riding for years-can keep a cadence going of 100 rpm without any strain at all. Beginners usually start out below 70 rpm.

How fast you can pedal and how long you can withstand the strain will actually depend on how well you’re conditioned physically. Obviously, you don’t want to jump on the bike if you’re a beginner and pedal hard and nonstop. That’s a sure way to injure those leg muscles.

Think of cadence as the power in the muscle that forces the bike to propel forward. You want to learn all you can about cadence and you want to learn how to time it with the pedal revolutions.

You want to build cadence cycling training and one way to that is to make sure you master pedaling skills. You can’t master something if you don’t know how to do it right. So get hooked up with a program that can show you what road cycling is all about.

To fully grasp cadence, you’d have to go into the law of physics. The amount of force used to make an object move determines how fast it’ll go and how long it can maintain the same level of speed.

But throw in more pedal revolutions per minute and you can end up with the same distance traveled as the guy who doesn’t pedal as much but uses more strength. Cyclists often use different levels of cadence to strengthen their ability to go the distance.

What cadence cycling training can teach you is how to use intervals of low and fast cadence. You can also learn how to focus on race training if that’s your ultimate goal. For example, one of things you’ll learn is that if you plan to race, you want your training cadence to match your race cadence.

You’ll learn how to pace your cadence so that you don’t fall into the ‘all or nothing’ mentality during a race. The steady force is what wins in this sport and you get that steady force through learning how to handle your cadence.

Originally published here.

U.S. consumers will now benefit from better regulations that protect them from the deceptive practices many credit card companies use. The most clear cut benefit of these new federal regulations is the protection from many types of interest rate hikes and late fees. While these new rules were announced on December 18th, 2008, many consumers are still unaware of the new regulations and their benefits. OTS Director John Reich was quoted as saying “I am extremely proud that OTS leadership has culminated in this important rule to ensure fair treatment for the millions of Americans who use credit cards…”

The new rule “bans practices often cited as unfair…such as raising the interest rate on an existing credit card balance when the consumer is paying the … bill on time,” this according to a Office of Thrift Supervision’s press release ( The OTS is a division of the U.S Treasury Department) . Under these new regulations, consumers will also be given a reasonable amount time to make payments on their credit cards. Additionally, the credit card companies are not allowed to game the payment system to maximize profits.

A summary of the new rules, verbatim from the Office of Thrift Supervision follows:

1. Interest rate changes – The rule (Section 535.24) requires savings associations to disclose at account opening the annual percentage rates (APRs) that will apply to the account and prohibits savings associations from increasing APRs unless expressly permitted. Savings associations are permitted to increase a rate at the expiration of a specified period, provided that the increasing rate was also disclosed at account opening. Once an account has been open for a year, a savings association may increase the rate for new transactions by providing a 45-day advance notice, as required by Regulation Z. Savings associations may also increase a variable rate due to the operation of an index. Finally, they may increase a rate on existing balances when the consumer is more than 30 days delinquent in paying the credit card bill.

2. Reasonable time to pay – The rule (Section 535.22) prohibits savings associations from treating a payment as late unless the consumer has been provided a reasonable amount of time to make the payment. As a “safe harbor,” a reasonable time would be considered to be 21 days.

3. Payment allocation – When an account has balances with different APRs, the rule (Section 535.23) requires savings associations to allocate amounts paid in excess of the minimum payment using one of two specified methods: either allocating the excess payment to the highest interest balance, or proportionately to all balances.

4. Double-cycle billing – The rule (Section 535.25) prohibits savings associations from using the practice sometimes referred to as two-cycle billing, when a savings association imposes finance charges based on balances associated with previous billing cycles.

5. High-fee subprime cards – The rule (Section 535.26) prohibits savings associations from charging fees for the issuance or availability of credit that consume the majority of the available credit during the first year after account opening. Fees exceeding 25 percent of the available credit must be spread over no less than the first six months that the account is open, rather than charged as a lump sum during the first billing cycle.

Originally published here.